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secure-a-lost-phone

Do the right things fast when your phone is lost or stolen — lock it, protect your accounts and money, and decide on wipe vs. locate — in the correct order. Use when asked my phone was stolen, I lost my phone what do I do, someone took my phone, or secure my lost phone. Produces an ordered action checklist (locate/lock, protect SIM and banking, change key passwords, wipe decision), the accounts to prioritize because the phone unlocks them, reporting steps, and prevention setup for next time.

Published by mohitagw15856 ↗mohitagw15856/pm-claude-skills

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secure-a-lost-phone

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Use secure-a-lost-phone to create an ordered account-protection and recovery checklist for my [lost or stolen] [iPhone/Android], considering [sensitive apps and protections].

Required inputs

  • [lost or stolen]
  • [iPhone/Android]
  • [sensitive apps and protections]

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SKILL.md

name: secure-a-lost-phonedescription: "Do the right things fast when your phone is lost or stolen — lock it, protect your accounts and money, and decide on wipe vs. locate — in the correct order. Use when asked my phone was stolen, I lost my phone what do I do, someone took my phone, or secure my lost phone. Produces an ordered action checklist (locate/lock, protect SIM and banking, change key passwords, wipe decision), the accounts to prioritize because the phone unlocks them, reporting steps, and prevention setup for next time."

Secure a Lost Phone

A lost phone isn't just a lost device — it's a key to your email, banking, 2FA, and payments. The first 30 minutes matter. This gives the correct order: locate and lock it, stop the SIM and card access, change the passwords that matter, and decide when to remotely wipe — so a bad day doesn't become account takeover and fraud.

What This Skill Produces

  • The ordered checklist — locate/lock via the find-my service, then protect the high-risk stuff, in priority sequence
  • SIM & payment protection — contact your carrier to suspend the SIM (stops SMS-2FA hijack) and your bank to protect cards/wallet
  • Account priorities — change passwords on email and key accounts the phone can unlock or reset
  • The wipe decision — locate-and-lock vs. remote-wipe, and the tradeoffs (recovery vs. data exposure)
  • Reporting — police report (for theft/insurance) and carrier notification
  • Prevention setup — what to enable now so next time is a shrug, not a crisis

Required Inputs

Ask for these if not provided:

  • Lost or stolen — and any sense of where (changes locate vs. wipe)
  • Phone type — iPhone/Android (determines the find-my/lock tools)
  • What's on it — banking/payment apps, 2FA/authenticator, work data
  • Protections it had — passcode, biometrics, encryption, find-my enabled
  • Access to another device — to run the find-my and change passwords

Framework: Lock, Cut Access, Decide To Wipe

  1. Locate and lock immediately. Use the platform's find-my service from another device to lock the phone, show a contact message, and see its location — before anything else.
  2. Cut the SIM and payment access. Call the carrier to suspend the SIM (prevents SMS-code interception) and your bank to protect cards and mobile wallet.
  3. Change the keystone passwords. Email first (it resets everything), then banking and primary accounts — especially if the phone held 2FA.
  4. Decide: locate or wipe. If recovery looks likely and it's well-protected, lock and track; if sensitive data is exposed or recovery is hopeless, remote-wipe (accepting you lose tracking).
  5. Report and prevent. File a police report for theft/insurance, note the IMEI, and set up strong prevention (passcode, biometrics, find-my, encrypted backups) for the future.

Output Format

Lost/stolen phone: [iPhone/Android] · [lost/stolen] · has [banking/2FA]?

Do now (in order)

  1. Find-my from another device: lock + message + locate.
  2. Carrier: suspend the SIM. Bank: protect cards/wallet.
  3. Change passwords: email → banking → primary accounts (esp. if 2FA was on it).
  4. Wipe decision: [lock & track if recoverable/protected] vs [remote-wipe if data exposed].
  5. Report: police (theft/insurance, note IMEI) + carrier.

Set up for next time: passcode + biometrics · find-my on · encrypted backups · 2FA that isn't only this phone.

Quality Checks

  • Locate/lock via find-my is the first step
  • SIM suspension and bank/wallet protection are included early
  • Prioritizes changing email + key account passwords (2FA risk)
  • Presents the locate-vs-wipe decision with tradeoffs
  • Covers police report + IMEI and carrier notification
  • Ends with prevention setup

Anti-Patterns

  • Wiping instantly and losing all chance to locate it (when it was protected/recoverable).
  • Forgetting the SIM — leaving SMS 2FA hijackable.
  • Ignoring banking/wallet access on the device.
  • Not changing passwords when the phone held 2FA.
  • Skipping the police report/IMEI needed for insurance.

Example Trigger Phrases

  • "My phone was just stolen — what do I do right now?"
  • "I lost my iPhone and my banking app is on it."
  • "Someone took my Android, help me secure everything."
  • "Should I wipe my lost phone or try to find it?"
  • "My phone's gone and it had my authenticator app on it."