Build a financing business plan (融资商业计划书, BP) for a Chinese start-up raising seed, angel or Series A money: the storyline, slide-by-slide content, the numbers investors check, the financing ask and use of funds, and preparation for due diligence and term-sheet clauses. Use when asked 帮我写商业计划书, 融资 BP 怎么写, 天使轮 BP 结构, 投资人最看重什么, 估值怎么报, or write a pitch deck for Chinese investors. Produces a one-sentence positioning, a slide outline with the content and evidence for each, a metrics table, a financing plan, likely investor questions, and a list of clauses to understand before signing. Distinct from
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SKILL.md
name: cn-financing-bpdescription: "Build a financing business plan (融资商业计划书, BP) for a Chinese start-up raising seed, angel or Series A money: the storyline, slide-by-slide content, the numbers investors check, the financing ask and use of funds, and preparation for due diligence and term-sheet clauses. Use when asked 帮我写商业计划书, 融资 BP 怎么写, 天使轮 BP 结构, 投资人最看重什么, 估值怎么报, or write a pitch deck for Chinese investors. Produces a one-sentence positioning, a slide outline with the content and evidence for each, a metrics table, a financing plan, likely investor questions, and a list of clauses to understand before signing. Distinct from investor-pitch-deck, which follows Western conventions."version: 1.0.0
融资商业计划书（BP）
Chinese investors read a great many BPs quickly, often on a phone, and decide from the first few pages whether to take a meeting. They look for a clear line on what the company does, proof that the team can do it, and numbers that hold up. This skill builds the BP around evidence the founders actually have and prepares them for the questions and clauses that follow.
Write in Simplified Chinese.
What This Skill Produces
A one-sentence positioning and a three-sentence summary
A slide outline of twelve to fifteen pages with the content and evidence for each
A metrics table suited to the business model
A financing plan: amount, valuation logic, dilution, use of funds, milestones
Likely investor questions with answer notes
Term-sheet clauses to understand, and a due-diligence preparation list
Required Inputs
Ask for these if not provided:
What the company does, for whom, and the current stage
Traction: users, revenue, growth, retention, pilots, signed customers
Market: who buys, how many of them, what they spend now
Business model and unit economics
Competitors and what is different
Round: amount sought, previous rounds and investors, valuation expectation
Use of funds and the milestones the money will reach
Who the BP is for: angel individuals, venture funds, government-guided funds, strategic investors
Framework
One sentence. "我们为 [客户] 提供 [产品]，解决 [问题]，已经 [最强的一个数据]." If it needs a second sentence, the positioning is not ready.
Storyline. Problem that is real and costly, solution and product, why now, market size, business model, traction, competition, team, plan and financing.
Market size from the bottom up. Number of target customers times what each would pay per year. Top-down figures from reports serve as a cross-check only. Name sources.
Traction over vision. Charts of real numbers with dates. If early, show pilots, letters of intent, waitlists and what was learned.
Metrics by model. SaaS: ARR, net revenue retention, payback period. Consumer: active users, retention, acquisition cost, lifetime value. E-commerce: GMV, repeat rate, gross margin. Hard technology: technical milestones, yield, customer validation, orders.
Competition. A comparison on the dimensions customers care about, and an honest statement of where others are stronger.
Team. What each founder has done that is relevant, and why this team for this problem.
Financing. Amount, the share offered, the implied post-money valuation, use of funds by category, and the milestones reached in the runway. A common early-round range is ten to twenty-five percent dilution; give the reasoning, not a rule.
Clauses to understand. 对赌 (valuation adjustment), 回购 (redemption), 优先清算, 反稀释, 一票否决, 领售与随售, founder personal liability. Flag any clause that puts personal repayment on the founders.
Due diligence. Corporate records, cap table, IP ownership, contracts, financial statements, tax and social insurance compliance, employment agreements.
Honesty. Investors verify. Inflated numbers end the process and can create liability.
Output Format
BP：[公司]，[轮次]
一句话定位：[文字]
三句话摘要：[文字]
页面结构
页
标题
核心内容
证据或数据
1
封面与一句话
2
痛点
3
解决方案与产品
4
为什么是现在
5
市场规模
6
商业模式
7
进展与数据
8
竞争格局
9
核心团队
10
发展规划与里程碑
11
财务预测
12
融资计划
关键指标
指标
当前
趋势
数据来源
融资计划
项目
内容
融资金额
出让比例与投后估值
资金用途
资金可支撑的时间与里程碑
投资人可能会问
问题
回答要点
签约前要弄懂的条款：[列表与提示]
尽调准备：[清单]
Assumptions and gaps
[假设的数据]
[最薄弱、最需要补证据的一页]
Quality Checks
The positioning fits in one sentence with one hard number
Market size is built bottom-up with sources
Every traction claim has a date and a source
The financing plan ties money to milestones
Founder-liability clauses are flagged
No figure is invented or rounded up
Anti-Patterns
Do not open with a trillion-yuan market.
Do not write "no competitors".
Do not present projections as results.
Do not hide a weak metric. Explain it.
Do not accept personal buy-back liability without legal advice.